Investment Solutions
Through partnership with financial advisers, we offer a range of Risk Rated Model Portfolios. The portfolios have been built around a single core investor proposition: to preserve the real value of their assets over time and replicate selective asset performance at low cost.
Our Model Portfolios have been awarded the highest 5 Star Risk Rating by Defaqto. In addition, the portfolios are available on a wide range of platforms including Standard Life, Fidelity Funds Network Fundment, Aviva, Aegon, Zurich, Transact and Embark.
OUR PROPOSITION
Asset Allocation
Stewardship & Engagement
As stewards of our clients' assets, we are committed to acting in their best interests by investing in funds and strategies that seek to create, maintain and cultivate long-term value. Our approach to stewardship involves assessing a broad range of financial and non-financial factors, including environmental, social and governance (ESG) considerations, that may influence investment outcomes.
We believe effective stewardship contributes to sustainable benefits for investors, the economy, society and the environment. Through rigorous due diligence, ongoing oversight and transparent communication, we seek to ensure that our investment decisions remain aligned with our clients' objectives and values.
Active Engagement with Fund Managers
As investors in active funds, we view engagement as a fundamental part of responsible investment. We maintain regular dialogue with fund managers through meetings, webinars, conference calls and written correspondence to remain informed about investment strategy, portfolio activity, stewardship practices and ESG developments.
This engagement helps us:
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Better understand investment strategies and portfolio holdings.
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Monitor investment performance and risk.
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Assess stewardship and ESG practices.
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Challenge and discuss areas of concern where appropriate.
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Ensure fund managers continue to act in the best interests of investors.
Ongoing Monitoring & Oversight
The funds held within our portfolio ranges are subject to ongoing monitoring and review. We regularly assess portfolio performance, risk characteristics and manager activity, enabling us to identify and investigate potential concerns in a timely manner.
Additional engagement with fund managers may be initiated whenever circumstances warrant further investigation, including:
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Persistent underperformance relative to peers.
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Significant changes in portfolio composition or management approach.
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Concerns relating to ESG risks or stewardship practices.
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Material developments affecting a fund's investment outlook.
Responsible Investment & ESG Stewardship
We recognise that ESG factors can have a material impact on long-term value creation and risk management. As part of our stewardship responsibilities, we seek to understand how underlying fund managers identify, manage and report on ESG-related risks and opportunities within their portfolios.
Our review process includes consideration of stewardship policies, engagement activity and voting practices where applicable. This helps us assess whether the managers we select are exercising appropriate oversight and promoting responsible corporate behaviour within the companies in which they invest.
Transparency & Accountability
We are committed to maintaining transparent records of our stewardship activities and engagement discussions. Detailed research notes and supporting documentation are retained to support our due diligence and oversight processes.
Where appropriate, we report on engagement activity and stewardship outcomes as part of our wider sustainability reporting, helping clients understand how stewardship supports our responsible investment approach and long-term investment objectives