Investment Solutions
Through partnership with financial advisers, we offer a range of Risk Rated Model Portfolios. The portfolios have been built around a single core investor proposition: to preserve the real value of their assets over time and replicate selective asset performance at low cost.
Our Model Portfolios have been awarded the highest 5 Star Risk Rating by Defaqto. In addition, the portfolios are available on a wide range of platforms including Standard Life, Fidelity Funds Network Fundment, Aviva, Aegon, Zurich, Transact and Embark.
OUR PROPOSITION
Asset Allocation
Responsible Future
The portfolios previously known as the Sustainable Portfolios have been renamed the Responsible Future Portfolios, reflecting evolving regulatory guidance on how investment products can be named and marketed. Importantly, this change in name does not alter our commitment to responsible investing.
The portfolios continue to aim for capital growth over the medium to long term, within prescribed volatility limits, by investing in low-cost ETFs or index funds that are physically replicated and maintain a low tracking error.
Alongside the rebrand, we have implemented a refined investment approach designed to improve efficiency and consumer outcomes, while maintaining your values.
Investment Approach
The range will as of March 2026 follow the Core Plus structure, comprising of:
CORE
Around 80% of the portfolio
Low-cost, passive funds that apply ESG or Socially Responsible Investment (SRI) screens and aim to avoid exposure to industries that may conflict with responsible investment principles.
Core Investments
THEMATIC
Additional Thematic Investments
Around 20% of the portfolio
Actively managed funds focused on long-term, future-oriented themes and sustainable impact, such as:
-
Clean energy
-
Resource scarcity, biodiversity preservation and water
-
Health and wellbeing
-
Equality and social progress
-
Circular economy
This approach is intended to:
Keep costs competitive
Maintain an appropriate balance between risk and return
Reflect responsible investment values without overstating sustainability claims
Ensure the portfolio remains robust and well diversified in a changing economic environment
.png)
.jpg)
.jpg)
.jpg)
.jpg)
.jpg)
